Focus on Debt Reduction

Managing and reducing debt should be a priority. High-interest debts, such as credit card debt, can impede the ability to save and invest. Strategies such as the debt snowball or debt avalanche method can be effective ways to tackle debts and free up more money for other financial goals.

Managing and reducing debt should be a priority. High-interest debts, such as credit card debt, can impede the ability to save and invest. Strategies such as the debt snowball or debt avalanche method can be effective ways to tackle debts and free up more money for other financial goals.

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Budgeting and Expense Tracking

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